Comprehensive Investment Planning

Portfolio Management Services:
Strategic Wealth Management (SWM)

Wealth Vision Investment Planning:
Time Value of Money Calculations, Retirement Planning, Education Planning (529, UTMA, UGMA)

Cash Management:
Checking/Savings Account, Unlimited Checking, Visa Check Card, Margin Line of Credit, ACH Debits/Credits/On Demand, Wire Transfers, Account Protection Provided by SIPC1

Tax Advantaged Investments:
Tax Preferred Municipal Bonds, Dividend Yielding Stocks2 that take advantage of the new dividend tax rate of 15%, Tax-Deferred Fixed Annuities3

Fixed Income Management:
Managed exclusively by M. Jonathan Will, AAMS®.  Strategies consisting of Treasury, Agency, CMO, Municipal, and Corporate Bonds, Bond Ladders, Bond Barbells, Strategies designed to limit interest rate risk & default risk

Restricted Stock Strategies:
Incentive Stock Strategies (ISO), Non-Qualified Stock Options (NSO), Stock Appreciation Rights (SAR)

Alternative Investments:

Estate Planning*:
Coordinate with your tax and legal advisors to: Create (and update) Your Will, Review Your Estate Plan, Choose Your Executor, Create a Private Family Foundation

Trust Services:
Utilizing Trusts4 in Your Estate Plan, Charitable Giving, Complex Planning

Insurance Services:
Risk Management, Irrevocable Life Insurance Trust (ILIT), Life Insurance, Disability Insurance, Long Term Care Insurance

Coordination of Recommendations:
From Attorney, Accountant, and Other Professional Advisors

* LPL Financial does not provide legal or tax advice.

LPL Financial is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $100,000 for claims for cash). An explanatory brochure is available upon request or at SIPC does not insure the quality of investments or protect against losses from fluctuating market value. All coverage is subject to the specific policy terms and conditions.

The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time. 

 Fixed annuities are long-term investment vehicles designed for retirement purposes. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. 

4  LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial